US H.R. 5484

Comprehensive NFIP overhaul: creates state revolving loan funds for flood mitigation, prioritizes low-income homeowners, expands coverage beyond special flood hazard areas, and includes an auto-enrollment study. NFIP lapsed briefly during the Oct-Nov 2025 government shutdown. Scope includes investor-owned properties — confirm alignment before upgrading position.

Status

Introduced

Topic

National Flood Insurance Program Reauthorization and Reform Act of 2025

Session

119th Congress